General Liability Insurance in Roseville, CA
Every business needs to consider potential risks that could lead to liability issues. That’s why getting general liability insurance is crucial. This policy may help cover costs if your business is held responsible for damages, preventing you from paying them out-of-pocket.
What Is General Liability Insurance? 
General liability insurance, also known as business liability or commercial general liability insurance, offers broad protection against many common risks. This coverage is a key investment for many businesses as it may provide financial support after incidents that could otherwise lead to significant losses. Specifically, this insurance may cover costs related to the following:
- Bodily injury—If someone gets hurt on your property, this coverage may help with medical bills and lost income.
- Property damage—If your business damages someone else’s property, your policy may cover repair or replacement costs.
- Personal and advertising injury—If your business is sued for slander, libel or copyright infringement, this coverage may help with the associated costs.
Who Needs This Policy?
Many individuals and businesses need liability insurance, including business owners, professionals, contractors, landlords, freelancers, event organizers, manufacturers, nonprofits and home-based businesses. Anyone who provides services, sells products, manages properties or conducts activities that could harm others may benefit from liability insurance.
How Much Is Coverage?
Several factors affect the cost of general liability insurance. Insurance companies typically calculate your premium based on the following:
- Industry
- Location
- Annual revenue
- Workforce size
- Claims history
- Deductibles
- Coverage limits
Learn More
Contact S & G Mitchell Insurance Agency today to explore low-cost general liability insurance options. Our agents are ready to help you build the best policy for your business.