February 6, 2013
AgencyHow a Dog Affects Home Insurance
It's very common for families to eventually invite a fuzzy, furry, tail-wagging addition into their households. While a new puppy might just be a bundle of excitement, barking and soft fur to you and your family, to your insurance company underwrit...January 28, 2013
AgencyHow to Make a Vehicle Emergency Kit
No one expects their vehicle to breakdown, but a range of problems could happen at any time. From a dead battery to a tire failure, we want you to prepare for the worst. Here are some suggestions for items that you could carry in your vehicle.&n...January 21, 2013
AgencyNine Myths About Auto Insurance That Can Hurt You
Responsible auto insurance policy owners must understand the truth on auto insurance. This article will dispel nine common myths about auto insurance and how to protect yourself from these myths. 1. If my car is totaled, my loan will be paid by m...January 14, 2013
AgencyEmployee Benefits Assistance For Small Businesses
Insurance providers require businesses to have a minimum number of staff members to qualify for the best rates for health insurance. Many small businesses struggle to provide health insurance because of this stipulation. The US federal government pro...
January 12, 2013
AgencyNew Year Financial Tips & Office Hours
To ensure you receive your Cliff Cottam Insurance Services emails, please ...January 4, 2013
Agency5 Tips To Protect Yourself After A DUI Arrest
After an arrest for driving under the influence, your thoughts may be racing. You need answers and stability and, in this article, we will give you some tips to help you adjust and protect yourself one step at a time. 1. What will happen to my au...January 2, 2013
AgencyNew California Laws That Take Effect In 2013
New laws in California have already started to take effect in the beginning of 2013. Here are some that we thought you should know: TRANSPORTATION Red-light cameras: SB 1303 tightens restrictions on the use of red-light traffic cameras b...
December 28, 2012
AgencyWhat’s the Difference Between Insurance Policy Cancellation and Non-Renewal?
Insurance is not a gift or a right, it is a product that you buy and that protects you against all the insurable incidents that can put your financial present and future at risk. As such, insurance is also a contract that can be cancelled or that eit...
December 19, 2012
AgencyWhat Is An Umbrella Policy, And Why Carry It?
How often do you hear on the news about an injured car accident victim who received a million dollars in damages because the driver of another car accidentally crossed the double yellow or ran a red light? We all feel bad for the victim, but have you...December 14, 2012
AgencyInsurance Considerations for Families of New Graduates
It’s a rite of passage for college graduates to throw their caps in the air and celebrate the accomplishment of earning a bachelor’s degree. As these grads make the transition from student to office worker, move on to pursue an advance...