June 29, 2016
AgencyHow to Protect Your Assets in the Event of a Car Accident
Imagine this: Your 19-year-old daughter is away at college, driving the car you bought her a few years ago. The car is titled in your name. She causes a five-car pileup. She is OK, and no one else is seriously injured. However, three separate lawsui...June 22, 2016
AgencyHow Are Uber and Lyft Drivers Covered By Insurance?
Are you considering driving for Uber or Lyft or have you already started driving for them? Uber and Lyft offer a unique way to make some extra money with the flexibility of controlling the hours you work. There seems to be many benefits to taking a...June 21, 2016
AgencyUpdating Your Fire Safety Plan to Avoid Boat Insurance Claims
Boat insurance is there to protect you. There is no doubt that having a comprehensive insurance plan that provides for all of your risks is the first and most important step boat owners can take. However, there’s also the need to keep that insu...May 25, 2016
AgencyDoes General Liability Insurance Cover Defense Costs?
General liability insurance could be one of the best investments you make in your business. Today, there are plenty of reasons to have this type of insurance in place. Even if your company does everything right every time, mistakes can happen. You ma...
April 15, 2016
AgencyCan Flood Insurance Help You?
Did you know that floods are the number one most expensive natural disaster in the United States? Every year, millions of dollars in claims are filed by property owners for flood losses. Many, many more homeowners are unable to file such claims becau...March 22, 2016
AgencyHow Do You Keep Your Car Going Past 200,000 Miles?
For most people, saving money is exciting; it feels good! Whether you are saving money on your grocery bill or your car insurance, most people want to save money wherever possible. When it comes to cars, owning a car that is paid in full saves quite ...February 20, 2016
AgencyHow Your Credit Score Affects Your Homeowners Insurance
Homeowners insurance is necessary for any homeowner. Even if you live in a safe area, you never know what could happen to your home. From fires to hurricanes, there is a host of catastrophic events that can damage your home that are outside of your c...January 28, 2016
AgencySacramento Auto Insurance
About Cliff Cottam Insurance Services Located in Sacramento, Cliff Cottam Insurance Services (CCIS) has provided insurance services for individuals and business clients throughout California since 2004. As a family-owned insurance agency, we value d...January 28, 2016
AgencyTales of a Ballet Dancer Turned Insurance Agent
Recently I read an article, “51 Things Only Ballet Dancers Understand”. The article discusses what it was like growing up with ballet. What were your evenings filled with? It lists things that people say to you when they find out y...
January 14, 2016
AgencyCould Your Property Damage Limits Be Insufficient?
Do you know what coverages you have on your auto insurance policy? What are your current liability limits? Are you carrying “California State Minimum” Coverage? If you have answered “I don’t know” to any of these q...