February 13, 2012
AgencyUnderstanding Auto Insurance Deductibles
Insurance is all about risk. Insurance companies can tell, by analyzing individual policyholder’s driving history and actuarial data, about how many policyholders are actually going to have claims and how many aren’t and they know that ...February 1, 2012
AgencyWhat is Business Interruption Coverage?
A catastrophe, such as a fire, may shut a business down temporarily. While the business is not operating, business income can stop or decrease substantially. Yet, expenses can continue and may even increase during this period. This is where Busines...January 31, 2012
AgencyBuild More Profit Into Your Small Business
Cliff Cottam Insurance Services is committed to bringing you articles that will help you in your small businesses. We think these are great tips provided by Manta. Related videos By Joan Nowak As you prepare your busine...January 25, 2012
AgencyDo I Need Special Coverage for GPS, a DVD Player and Other Electronic Equipment in My Vehicle?
In some ways, auto insurance policies are like snowflakes. No, they aren’t cold or wet, and they sure don’t fall from the sky, but they are unique and tailored to each individual policyholder. That makes it impossible to answer certain...January 24, 2012
AgencyAnother New Facebook Scam
Cliff Cottam Insurance Services is happy to pass along this facebook scam article to our clients. It is written by Carla McNeil of Butterfly Networking. As always, we not only want to help you protect your cars, h...
January 18, 2012
AgencyP&C Insurance Agents and Internship job openings
Cliff Cottam Insurance Services is expanding! We have several job openings. We are looking for Property & Casualty and Health Insurance Agents. Must be licensed with the California Department of Insurance. We also have internships for: ...January 12, 2012
AgencyPreventing a Home Fire this Winter
As winter brings cool weather and a need for heat, it also brings a high risk of home fires. You can follow a few simple safety rules this winter to stay cozy without starting a fire that damages your biggest investment. 1. Be a candle snuffer: S...January 10, 2012
AgencyAuto Insurance Myths
Car insurance is required in California. It protects the insured financially in the event of an accident. Car insurance is a valuable asset; however, there are a lot of myths associated with it. This article will look at common myths that many Amer...January 6, 2012
AgencyThe Difference between Flood Insurance and Home Insurance?
As a home owner, you know that you need certain types of insurance not only to make your lender happy, but also to provide you with some financial protection against the losses that follow an insurable incident. But is home insurance, a product tha...January 3, 2012
AgencyDo You Have Adequate Home Protection?
Is All Your Personal Property Covered? The personal property (or contents) coverage in your home insurance policy has some pretty specific guidelines that determine what is, and isn’t, covered. It also determines how much coverage you can...