May 23, 2012
AgencyKeep Your Home Safe from Theft while on Vacation
If you are celebrating away from home, here are some tips to "Keep Your Home Safe from Theft while on Vacation". Leaving your home unguarded while you take a vacation can seem unwise, but if you take proper precautions you can prevent theft and br...
May 15, 2012
AgencyCCIS Family News from Australia
Here is a little bit of good news that we want to share with our friends and clients. We recently visited daughter, Julie and son-in-law, Chad who live in Australia's outback. We had a great time learning about the farm life while st...
May 14, 2012
AgencyParent tips for teen drivers
Driving a car is a big responsibility that teens may not always consider. As a parent, you may want to use an agreement to help them understand this before handing them the keys to the car. "Should I get a tr...
May 7, 2012
AgencyHome Inventory Apps Available for Smartphone
You don't want to wait until you have an insurable incident before you make a record of the items in your home. By creating a home inventory before you even purchase home insurance you can ensure that you have the right limits for the actual or repla...
May 2, 2012
AgencyEnter our Dave Ramsey Giveaway!
Remember to 'like us' on facebook for a chance to win a Dave Ramsey Online Course valued at $99!! It's easy to enter - - just “Like” Cliff Cottam Insurance Services on facebook The winner will receive a 16-week membership valued at $...
April 30, 2012
AgencyThe Impact of Your Driving Record on Your Insurance Premium
While all driving violations are potentially dangerous to both you and other drivers, there are some violations that are more dangerous than others. Your insurance company, when determining your premium, will look at your various driving offenses...
April 25, 2012
AgencyWhat is Debris Removal Coverage?
It’s hard to imagine the magnitude of the debris that can result after the total destruction of a home or business property. And while the amount of debris may be hard to visualize, it's much more difficult to imagine how toxic some of the bu...
April 19, 2012
AgencyHelpful Tips for Buying a New or Used Car
To ensure you receive your Cliff Cottam Insurance Services emails, please add [email protected] to your address book. Instructions View in Browser | View on Mobile Device | View PDF Version | View ...
April 11, 2012
AgencyRental Insurance – Not Just for Apartments
Rental insurance is often considered the right kind of insurance to have when you live in a multi-unit apartment building or complex—and that’s because it is. But multi-unit buildings that have residents, who all rent their individual a...
April 3, 2012
AgencyCheap Auto Insurance Not the Best Value
Auto insurance is not like other consumer products. While you might go to the grocery store looking for a cheap brand of paper towels or frozen vegetables, auto insurance is not a product that should be substituted with a “cheap” option; ...