If you’re forced to pull off the roa...June 6, 2012
AgencyFire Escape Plans save Lives
Protecting your family from a home fire starts with coming up with a fire escape plan. A small fire can escalate in less than a minute, and a sound evacuation plan greatly reduces fire-related deaths and protects your family should a fire occur....May 30, 2012
AgencyDo I Have to Add My Driving Child to My Auto Policy?
When you are raising a teen who has finally received their driver’s license, you’ve got some important decisions to make about car insurance. If your teen is going to drive, then he needs to be covered by a policy—but should it b...May 23, 2012
AgencyKeep Your Home Safe from Theft while on Vacation
If you are celebrating away from home, here are some tips to "Keep Your Home Safe from Theft while on Vacation". Leaving your home unguarded while you take a vacation can seem unwise, but if you take proper precautions you can prevent theft and br...May 15, 2012
AgencyCCIS Family News from Australia
Here is a little bit of good news that we want to share with our friends and clients. We recently visited daughter, Julie and son-in-law, Chad who live in Australia's outback. We had a great time learning about the farm life while st...May 14, 2012
AgencyParent tips for teen drivers
Driving a car is a big responsibility that teens may not always consider. As a parent, you may want to use an agreement to help them understand this before handing them the keys to the car. "Should I get a tr...May 7, 2012
AgencyHome Inventory Apps Available for Smartphone
You don't want to wait until you have an insurable incident before you make a record of the items in your home. By creating a home inventory before you even purchase home insurance you can ensure that you have the right limits for the actual or repla...May 2, 2012
AgencyEnter our Dave Ramsey Giveaway!
Remember to 'like us' on facebook for a chance to win a Dave Ramsey Online Course valued at $99!! It's easy to enter - - just “Like” Cliff Cottam Insurance Services on facebook The winner will receive a 16-week membership valued at $...April 30, 2012
AgencyThe Impact of Your Driving Record on Your Insurance Premium
While all driving violations are potentially dangerous to both you and other drivers, there are some violations that are more dangerous than others. Your insurance company, when determining your premium, will look at your various driving offenses...April 25, 2012
AgencyWhat is Debris Removal Coverage?
It’s hard to imagine the magnitude of the debris that can result after the total destruction of a home or business property. And while the amount of debris may be hard to visualize, it's much more difficult to imagine how toxic some of the bu...