May 25, 2016
AgencyDoes General Liability Insurance Cover Defense Costs?
General liability insurance could be one of the best investments you make in your business. Today, there are plenty of reasons to have this type of insurance in place. Even if your company does everything right every time, mistakes can happen. You ma...
April 15, 2016
AgencyCan Flood Insurance Help You?
Did you know that floods are the number one most expensive natural disaster in the United States? Every year, millions of dollars in claims are filed by property owners for flood losses. Many, many more homeowners are unable to file such claims becau...March 22, 2016
AgencyHow Do You Keep Your Car Going Past 200,000 Miles?
For most people, saving money is exciting; it feels good! Whether you are saving money on your grocery bill or your car insurance, most people want to save money wherever possible. When it comes to cars, owning a car that is paid in full saves quite ...February 20, 2016
AgencyHow Your Credit Score Affects Your Homeowners Insurance
Homeowners insurance is necessary for any homeowner. Even if you live in a safe area, you never know what could happen to your home. From fires to hurricanes, there is a host of catastrophic events that can damage your home that are outside of your c...January 28, 2016
AgencySacramento Auto Insurance
About Cliff Cottam Insurance Services Located in Sacramento, Cliff Cottam Insurance Services (CCIS) has provided insurance services for individuals and business clients throughout California since 2004. As a family-owned insurance agency, we value d...January 28, 2016
AgencyTales of a Ballet Dancer Turned Insurance Agent
Recently I read an article, “51 Things Only Ballet Dancers Understand”. The article discusses what it was like growing up with ballet. What were your evenings filled with? It lists things that people say to you when they find out y...
January 14, 2016
AgencyCould Your Property Damage Limits Be Insufficient?
Do you know what coverages you have on your auto insurance policy? What are your current liability limits? Are you carrying “California State Minimum” Coverage? If you have answered “I don’t know” to any of these q...January 5, 2016
AgencyCreate a Personal Emergency Communications Plan to Ensure Your Family’s Safety
Our partner, Verizon Wireless offers the following tips to help wireless customers prepare an emergency communications plan and stay connected in the event of an emergency: Stay connected: Maintain a list of emergency phone numbers – police, fi...
December 18, 2015
AgencyBlue Shield to Allow 2014 Out-Of-Network Claims to be Reviewed
2014 DMHC/Blue Shield IFP Provider Directory Settlement Member Letter On Tuesday, November 3, 2015, the DMHC announced a settlement with Blue Shield regarding its Non-Routine Survey of Blue Shield's provider directories for 2014 non-grandfathered In...April 22, 2013
AgencyLower Your Home Insurance Premiums with the Help of Your Neighbors
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