February 23, 2017
AgencyThe “Must Knows” of Flood Insurance
This recent rainy weather has both its pros and its cons. Pro: it helps dramatically with the California drought. Con: it puts whole communities at risk for flooding. In the case of the Oroville Dam, flooding has caused major evacuations for the ent...February 16, 2017
AgencyAyala Insurance Customers Now Serviced By CCIS
After several years servicing the Sacramento community, Ayala Insurance Agency / Ayala Professional Insurance Services has closed its doors. Ayala Insurance customers can now contact Cliff Cottam Insurance Services, located just twenty minutes South ...January 31, 2017
AgencyMercury Minutes: Simplifying Property Claims
Much of the country has been hit with severe storms and rain over the past several weeks. As always, the damage inspection of your property is an essential part of the claims process after a loss. Mercury Insurance offers an Emergency Service Progra...October 26, 2016
AgencyRenters Insurance: The Best Investment You Can Make This Year
With home prices on the rise, more and more people are choosing to rent instead of buy a home. However, only 31% of renters purchase insurance, leaving a huge exposure for those uninsured. Renters insurance is not just for your stuff; it can also pr...October 20, 2016
AgencyFood Truck Insurance in Sacramento
Have you been to a sports event or downtown festival lately? If you have, you’ve probably seen or even eaten at one of the numerous food trucks popping up all over the country. A fast and often delicious alternative to food delivery or dining ...October 18, 2016
Agency4 Ways to Save Money on Your Auto Insurance Policy
Homeowners are always looking for a way to better manage their finances. For most homeowners, finding a way to save any amount of money off their monthly bills is always welcomed. Fortunately, we have four ways you can reduce the cost of your auto in...September 28, 2016
AgencyPrepare by Protecting with Flood Insurance
It’s National Preparedness Month and the first thing you can do to better protect yourself and your home is to purchase flood insurance. Although you may live in an area that’s not near the ocean or that doesn’t flood regularly, yo...September 26, 2016
AgencyDo You Have a Gap in Your Home Insurance Coverage?
Home insurance is your ace in the hole when it comes to replacing or repairing your home following a loss. Without home insurance, you’d be forced to cover the costs yourself, which could take all your savings, depending on the severity of your...September 13, 2016
AgencyAsk Brianna: Should I Keep Renting or Buy a House?
“Ask Brianna” is a Q&A column for 20-somethings, or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. ...September 1, 2016
AgencyA New Addition to the CCIS Team
A few months ago our family at Cliff Cottam Insurance Services grew just a bit bigger with the addition of Vicky Fardette, an experienced and motivated insurance professional. Vicky graduated from ITT Tech and was immediately hired by Hartford...